PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

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1. Who we are

This website (“site”) is owned and operated by Quentinvest (“we” “us”), a limited company incorporated and registered in England and Wales with company number 01823648.

Quentinvest offers site visitors and subscribers (“you”) share news, insights, trends, analysis, strategies and guidance from industry experts. The Quentinvest site and subscription services are for personal use only.

If contemplating an investment or investment service, you should seek independent advice or make your own decisions as to the suitability of the investment or service.

Share prices, their values, and the income from them can go down as well as up and investors may get back less than their original investment.

Past performance is not a guide to future performance.

2. By using our site you accept these terms

By using our site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms, you must not use our site.

We recommend that you print a copy of these terms for future reference.

3. There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our site and service:

Our Privacy Policy which sets out how we process your personal data.

Our Cookie Policy, which sets out information about the cookies on our site.

4. We may make changes to these terms

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. These terms were most recently updated on 21 March 2022.

5. We may make changes to our site

We may update and change our site from time to time to reflect changes to our products, our users’ needs, and our business priorities.

6. We may suspend or withdraw our site

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

7. We may transfer this agreement to someone else

We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.

8. You must keep your account details safe

The Quentinvest site contains public and client areas. The client area is accessible to clients who have opened an account and subscribe to our services.

If you decide to subscribe to our service then you will be required to create an account. You must keep your account details safe, and you must not disclose them to any third party.

If you know or suspect that anyone other than you has your login details, you must promptly notify us at [email protected]

Quentinvest reserve the right to disable any user account if, in our opinion, a user has failed to comply with any of the provisions of these terms of use.

9. How you may use material on our site

We are the owner or the licensee of all intellectual property rights in our site. You may print off and download extracts, of any page(s) from our site for your personal use.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must return or destroy any copies of the materials you have made.

10. Do not rely on information on this site

Our services are not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete, or up to date.

11. We are not responsible for websites we link to

Where our site contains links to other sites and resources provided by third parties (including promotions or third party offers), these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

12. Accepted use for linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

If you wish to link to or make any use of content on our site other than that set out above, please contact us at [email protected].

13. Prohibited uses

13.1 You may use our site only for lawful purposes. You may not use our site:

• a) In any way that breaches any applicable local, national, or international law or regulation.
• b) In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect.
• c) To bully, insult, intimidate or humiliate any person.
• d) To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
• e) To suggest any form of association, approval, or endorsement on our part where none exists.
• f) To establish a link to our site in any website that is not owned by you.
• g) To be framed on any other site, nor may you create a link to any part of our site other than the home page.
• h) To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

13.2 You also agree:

• a) Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of these terms of use.
• b) Not to access without authority, interfere with, damage, or disrupt:
  • i. any part of our site;
  • ii. any equipment or network on which our site is stored; or
  • iii. any software used in the provision of our site.

We reserve the right to withdraw linking permission without notice.

14. We are not responsible for viruses and you must not introduce them

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

15. Our site and services are for consumer use only

Please note that we only provide general information via our site and service for private and personal consumer use. Our site and services should not be used for business use.

In accordance with paragraph 17 below, we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

16. Exclusions and limitations of liability

We are not authorised by the Financial Services Authority, and the information on the site is provided by us for your general information only. As such, the information contained on our site or provided via our subscription service does not constitute any form of advice (financial, investment, or otherwise) and does not constitute any inducement, invitation or recommendation relating to any of the products listed or referred to.

Furthermore, to the maximum extent permitted by law, Quentinvest, its directors, employees, agents or other representatives, data providers or affiliates will not be liable in any way for any loss or damage suffered by you through use of or access to this site or information provided via our subscription service.

Other than where required by law, we provide no warranty as to the quality or fitness for purpose of the site. We make reasonable efforts to update the information on our site and subscription service, although we make no representations, warranties or guarantees, whether express or implied, that the content on our site or subscription service is accurate, complete, or up to date. Any errors should be reported to Quentinvest immediately. We have taken reasonable care to ensure that the information provided by this site and subscription service is accurate at the time of publication; however, no representation or warranty, expressed or implied, as to the reliability, accuracy or completeness of such information is given.

Where our site or subscription service contains links or refers to other sites, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our site;
• use of or reliance on any content displayed on our site; or
• use or reliance on any content published via our subscription service.

In particular, as a service for personal use only, we will not be liable for:

• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill, or reputation; or
• any indirect or consequential loss or damage.

17. How we may use your personal information

We will only use your personal information as set out in our Privacy Policy.

18. Which country’s laws apply to any disputes?

These terms and conditions are governed by the law in force in England and Wales, and you irrevocably submit to the jurisdiction of the courts of England and Wales for determination of any dispute concerning these terms and conditions.

19. Intellectual Property

All copyright, database rights, trademarks, and other intellectual property rights in the content of this site belongs to us. This content may include names, terms and/or data which may or may not be identified with a symbol identifying it as a name, term or item in which copyright is claimed or a registered trademark is held.

Any third-party intellectual property used by us in the content of our site should not be interpreted as meaning that the third-party owner sponsors, endorses or is in any way affiliated with us or with our business.

20. Subscription Service

Quentinvest offer a subscription services for members to receive additional services. The subscription service varies, depending upon the package selected. Members can pay annually in advance, or on a monthly basis. If a subscriber pays monthly then initial payment will be taken upon account creation. Thereafter, monthly subscriptions will continue to be taken on the same date each subsequent month.

Monthly subscribers

Monthly subscribers can cancel their subscription anytime. There is no contract or minimum term.

If a monthly payment is not received on the date due then this will also cancel the service with immediate effect.

Annual subscribers

Annual subscriptions are discounted, and as such there are no refunds available if a subscriber wishes to cancel the service at any stage of the subscription period.

Prior to each renewal anniversary users will receive an automated notification to inform them that the subscription will be renewed for a further year unless we are informed 14 days before the renewal date.

If a subscriber fails to inform us that they wish to cancel their subscription within the time frame (14 days prior to renewal) may not be entitled to a refund of the annual fee.

21. Termination

We have the right to terminate your use of this site or subscription service if we determine that you have breached the terms and conditions.

22. Contact

To contact us please email us at – [email protected]

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Please remember that past performance is not a guide to future performance. The value of investments, and the income derived from them, may go down as well as up and you may not get back the amount originally invested.